Low Fee Format for aggressive defense of Mortgage Foreclosures in FL
Originator of the Low Fee Format
 
 

Aggressive Foreclosure Defense

Foreclosure DefenseMost of our clients are victims of the real estate crash which has resulted in the loss of jobs, loss of pensions, and inability to sell their homes...they need time to adjust their lives…

We determine what the goals of our client are we provide the client the time to put into motion what they need to do to reach those goals.

It is our passion to work to prevent the lenders from running over our clients!

Our firm strives to take the initiative away from the lender by aggressively defending the foreclosure and investigating the loan and the pleadings to determine if there is an error by the Plaintiff that my delay or even stop the foreclosure.

As part of what we do, we require the lender to produce documentation to establish:

  • That the original lender properly closed, funded and serviced the loan
  • That the original lender and the present holder/Plaintiff have properly complied with the myriad of State and Federal Statutes prior to filing a foreclosure.
  • That the Plaintiff has the right to bring the suit as the true owner of the loan.
  • That the Plaintiff has in good faith afforded an opportunity for our client to modify their mortgage, short sell, or deed the property back to the lender.

We may also recommend that our client consider a professional forensic loan audit which is designed to highlight any areas where the original lender may have violated the law.

Because of the backlog of foreclosures and the lack of legitimate attempts by the lender to assist the homeowner, these foreclosure suits may last for many months, whether or not the borrower is represented by legal counsel. However, it may take a much longer period for our clients to realize their plans to get their financial situation remedied. We help.

While in foreclosure the borrower does not have the monthly mortgage payment because the lender generally will not accept any partial payments short of full reinstatement. However, in the event the borrower seeks a modification the lender will try to add these back payments, late fees and other expenses to the outstanding balance.

Our goal at our Firm is to extend that period as necessary so that our clients have serious additional time to act, so that we can force the lender to actually make a good faith offer to modify or settle, and to otherwise reduce the probability of being forced out of their home.

Our advice to our clients: DO NOT GIVE UP! DO NOT MOVE OUT!

A FINAL NOTE: In most cases, it makes no financial sense to give up and move out of your home while in foreclosure. If you had a mortgage payment of $2,000.00 and you qualify for a LOW FEE FORMAT amount of $500 per month while we represent you and defend the suit.

 

 
Law Offices of Frederic Stanley Jr. ESQ. P.L. Call Me Today: (407) 682-6200